2020 NGN to PLN Historical Review

YEARLY HIGH

0.0117 PLN

YEARLY LOW

0.0094 PLN

YEARLY AVERAGE

0.0103 PLN

2020 NGN to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NGN to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0117. Conversely, the yearly low was recorded on December 26, dropping to 0.0094.

This high-to-low spread represents a total annual volatility of 0.0023 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0106 to the December average rate of 0.0096, the exchange rate registered a net change of -9.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0117 was down 9.09% compared to the 2019 peak of 0.0129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 11,704 PLN

2019 Average 10,668 PLN

Yearly Trough Low 9,364 PLN

Transaction Impact: A difference of 2,339.92 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0110

0.0095

JanuMarcMayJulySeptNove

NGN to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0106, compared to 0.0099 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0106

H2 Avg (Jul–Dec) 0.0099

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0013 PLN (High: 0.0117 / Low: 0.0104). On the other end, June was the most stable month, with a tight range of 0.0003 PLN (High: 0.0103 / Low: 0.0101).

March Spread (Volatile) ±0.0013

June Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0108) against the same month in 2019 (average: 0.0106), the exchange rate shifted by +0.0003 (+2.42%).

2020 Avg (March) 0.0108

2019 Avg (March) 0.0106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0108	0.0104	0.0106
February	0.0109	0.0106	0.0108
March	0.0117	0.0104	0.0108
April	0.0116	0.0106	0.0109
May	0.0109	0.0103	0.0107
June	0.0103	0.0101	0.0102
July	0.0103	0.0096	0.0100
August	0.0099	0.0095	0.0097
September	0.0103	0.0095	0.0099
October	0.0104	0.0098	0.0101
November	0.0104	0.0098	0.0099
December	0.0097	0.0094	0.0096