YEARLY HIGH
0.4489 SDG
YEARLY LOW
0.4158 SDG
YEARLY AVERAGE
0.4374 SDG

2026 NGN to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 0.4489. Conversely, the yearly low was recorded on January 1, dropping to 0.4158.

This high-to-low spread represents a total annual volatility of 0.0331 SDG. From a start-to-finish perspective, comparing the January average rate of 0.4236 to the December average rate of 0.4401, the exchange rate registered a net change of 3.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4489 was up 7.32% compared to the 2025 peak of 0.4183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 448,881 SDG
2025 Average 395,120 SDG
Yearly Trough Low 415,797 SDG
Transaction Impact: A difference of 33,083.77 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4450
0.4217
JanuMarcMayJuly

NGN to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4369, compared to 0.4387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.4369
H2 Avg (Jul–Dec) 0.4387

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0180 SDG (High: 0.4338 / Low: 0.4158). On the other end, August was the most stable month, with a tight range of 0.0000 SDG (High: 0.4401 / Low: 0.4401).

January Spread (Volatile) ±0.0180
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0067 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.4431) against the same month in 2025 (average: 0.3932), the exchange rate shifted by +0.0499 (+12.69%).

2026 Avg (February) 0.4431
2025 Avg (February) 0.3932

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4338 0.4158 0.4236
February 0.4489 0.4318 0.4431
March 0.4443 0.4295 0.4364
April 0.4482 0.4346 0.4413
May 0.4379 0.4364 0.4373
June 0.4420 0.4347 0.4397
July 0.4421 0.4342 0.4373
August 0.4401 0.4401 0.4401