2026 NIO to BIF Historical Review

YEARLY HIGH

81.6776 BIF

YEARLY LOW

77.9585 BIF

YEARLY AVERAGE

80.8470 BIF

2026 NIO to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NIO to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 81.6776. Conversely, the yearly low was recorded on March 9, dropping to 77.9585.

This high-to-low spread represents a total annual volatility of 3.7190 BIF. From a start-to-finish perspective, comparing the January average rate of 80.4905 to the December average rate of 81.0085, the exchange rate registered a net change of 0.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 81.6776 was up 0.33% compared to the 2025 peak of 81.4050, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 408,388 BIF

2025 Average 402,025 BIF

Yearly Trough Low 389,793 BIF

Transaction Impact: A difference of 18,595.06 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

81.1977

80.4262

JanuMarcMayJuly

NIO to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 80.7853, compared to 81.0320 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2466 points.

H1 Avg (Jan–Jun) 80.7853

H2 Avg (Jul–Dec) 81.0320

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 2.9238 BIF (High: 80.8824 / Low: 77.9585). On the other end, April was the most stable month, with a tight range of 0.3107 BIF (High: 80.9725 / Low: 80.6618).

March Spread (Volatile) ±2.9238

April Spread (Stable) ±0.3107

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0780 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0780

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 81.0554) against the same month in 2025 (average: 80.5657), the exchange rate shifted by +0.4897 (+0.61%).

2026 Avg (July) 81.0554

2025 Avg (July) 80.5657

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	80.7902	80.0825	80.4905
February	80.8677	80.2871	80.5921
March	80.8824	77.9585	80.5685
April	80.9725	80.6618	80.8270
May	81.3782	80.8649	81.1006
June	81.5351	80.7193	81.1334
July	81.6776	80.7934	81.0554
August	81.4918	80.7591	81.0085