2020 NIO to GHS Historical Review

YEARLY HIGH

0.1720 GHS

YEARLY LOW

0.1556 GHS

YEARLY AVERAGE

0.1667 GHS

2020 NIO to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NIO to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 18, valuing the pair at 0.1720. Conversely, the yearly low was recorded on February 22, dropping to 0.1556.

This high-to-low spread represents a total annual volatility of 0.0164 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1665 to the December average rate of 0.1683, the exchange rate registered a net change of 1.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1720 was down 60.94% compared to the 2019 peak of 0.4402, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 860 GHS

2019 Average 810 GHS

Yearly Trough Low 778 GHS

Transaction Impact: A difference of 81.99 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1710

0.1571

JanuMarcMayJulySeptNove

NIO to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1663, compared to 0.1671 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.1663

H2 Avg (Jul–Dec) 0.1671

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0126 GHS (High: 0.1706 / Low: 0.1581). On the other end, September was the most stable month, with a tight range of 0.0018 GHS (High: 0.1673 / Low: 0.1654).

March Spread (Volatile) ±0.0126

September Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0083 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1694) against the same month in 2019 (average: 0.1573), the exchange rate shifted by +0.0120 (+7.64%).

2020 Avg (April) 0.1694

2019 Avg (April) 0.1573

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1692	0.1611	0.1665
February	0.1613	0.1556	0.1582
March	0.1706	0.1581	0.1644
April	0.1720	0.1673	0.1694
May	0.1716	0.1672	0.1699
June	0.1711	0.1674	0.1693
July	0.1700	0.1658	0.1670
August	0.1675	0.1654	0.1660
September	0.1673	0.1654	0.1665
October	0.1682	0.1663	0.1672
November	0.1682	0.1649	0.1673
December	0.1714	0.1674	0.1683