YEARLY HIGH
4.9578 PKR
YEARLY LOW
4.5003 PKR
YEARLY AVERAGE
4.7043 PKR

2020 NIO to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NIO to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 18, valuing the pair at 4.9578. Conversely, the yearly low was recorded on November 10, dropping to 4.5003.

This high-to-low spread represents a total annual volatility of 0.4575 PKR. From a start-to-finish perspective, comparing the January average rate of 4.5582 to the December average rate of 4.5978, the exchange rate registered a net change of 0.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.9578 was up 0.43% compared to the 2019 peak of 4.9364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NIO based on timing:

Yearly Peak High 24,789 PKR
2019 Average 22,584 PKR
Yearly Trough Low 22,501 PKR
Transaction Impact: A difference of 2,287.52 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.8774
4.5111
JanuMarcMayJulySeptNove

NIO to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6922, compared to 4.7163 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0241 points.

H1 Avg (Jan–Jun) 4.6922
H2 Avg (Jul–Dec) 4.7163

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4030 PKR (High: 4.9081 / Low: 4.5051). On the other end, December was the most stable month, with a tight range of 0.0301 PKR (High: 4.6081 / Low: 4.5780).

March Spread (Volatile) ±0.4030
December Spread (Stable) ±0.0301

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1167 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 4.8279) against the same month in 2019 (average: 4.3002), the exchange rate shifted by +0.5277 (+12.27%).

2020 Avg (April) 4.8279
2019 Avg (April) 4.3002

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5915 4.5149 4.5582
February 4.5799 4.5117 4.5417
March 4.9081 4.5051 4.6621
April 4.9578 4.6440 4.8279
May 4.8128 4.6245 4.7166
June 4.9389 4.7660 4.8469
July 4.9338 4.7902 4.8351
August 4.8895 4.7511 4.8352
September 4.8052 4.7426 4.7759
October 4.7605 4.6144 4.6853
November 4.6213 4.5003 4.5686
December 4.6081 4.5780 4.5978