2020 NPR to ALL Historical Review

YEARLY HIGH

1.0535 ALL

YEARLY LOW

0.7278 ALL

YEARLY AVERAGE

0.9165 ALL

2020 NPR to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 1.0535. Conversely, the yearly low was recorded on July 19, dropping to 0.7278.

This high-to-low spread represents a total annual volatility of 0.3256 ALL. From a start-to-finish perspective, comparing the January average rate of 0.9645 to the December average rate of 0.8615, the exchange rate registered a net change of -10.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0535 was up 3.97% compared to the 2019 peak of 1.0132, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 5,267 ALL

2019 Average 4,881 ALL

Yearly Trough Low 3,639 ALL

Transaction Impact: A difference of 1,628.23 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9908

0.8498

JanuMarcMayJulySeptNove

NPR to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9479, compared to 0.8850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0629 points.

H1 Avg (Jan–Jun) 0.9479

H2 Avg (Jul–Dec) 0.8850

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1975 ALL (High: 0.9253 / Low: 0.7278). On the other end, September was the most stable month, with a tight range of 0.0125 ALL (High: 0.9026 / Low: 0.8901).

July Spread (Volatile) ±0.1975

September Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0358 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0358

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.9418) against the same month in 2019 (average: 0.9852), the exchange rate shifted by -0.0433 (-4.40%).

2020 Avg (May) 0.9418

2019 Avg (May) 0.9852

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9761	0.9486	0.9645
February	0.9915	0.9649	0.9791
March	0.9826	0.9095	0.9433
April	0.9703	0.9300	0.9476
May	1.0535	0.9227	0.9418
June	0.9254	0.9009	0.9113
July	0.9253	0.7278	0.8984
August	0.8908	0.8676	0.8788
September	0.9026	0.8901	0.8958
October	0.9021	0.8860	0.8958
November	0.8934	0.8749	0.8799
December	0.8778	0.8542	0.8615