YEARLY HIGH
0.7338 BDT
YEARLY LOW
0.7025 BDT
YEARLY AVERAGE
0.7199 BDT

2021 NPR to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NPR to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.7338. Conversely, the yearly low was recorded on December 15, dropping to 0.7025.

This high-to-low spread represents a total annual volatility of 0.0313 BDT. From a start-to-finish perspective, comparing the January average rate of 0.7250 to the December average rate of 0.7118, the exchange rate registered a net change of -1.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7338 was down 2.23% compared to the 2020 peak of 0.7505, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 3,669 BDT
2020 Average 3,581 BDT
Yearly Trough Low 3,512 BDT
Transaction Impact: A difference of 156.74 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7308
0.7100
JanuMarcMayJulySeptNove

NPR to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7232, compared to 0.7167 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0065 points.

H1 Avg (Jan–Jun) 0.7232
H2 Avg (Jul–Dec) 0.7167

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0229 BDT (High: 0.7258 / Low: 0.7029). On the other end, July was the most stable month, with a tight range of 0.0061 BDT (High: 0.7140 / Low: 0.7079).

April Spread (Volatile) ±0.0229
July Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0159 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.7285) against the same month in 2020 (average: 0.7134), the exchange rate shifted by +0.0151 (+2.12%).

2021 Avg (March) 0.7285
2020 Avg (March) 0.7134

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7287 0.7204 0.7250
February 0.7329 0.7245 0.7291
March 0.7338 0.7197 0.7285
April 0.7258 0.7029 0.7126
May 0.7308 0.7112 0.7237
June 0.7279 0.7128 0.7204
July 0.7140 0.7079 0.7117
August 0.7301 0.7123 0.7166
September 0.7291 0.7215 0.7250
October 0.7221 0.7090 0.7148
November 0.7243 0.7140 0.7202
December 0.7209 0.7025 0.7118