2015 NPR to HTG Historical Review

YEARLY HIGH

0.5579 HTG

YEARLY LOW

0.4570 HTG

YEARLY AVERAGE

0.4944 HTG

2015 NPR to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the NPR to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 0.5579. Conversely, the yearly low was recorded on January 7, dropping to 0.4570.

This high-to-low spread represents a total annual volatility of 0.1009 HTG. From a start-to-finish perspective, comparing the January average rate of 0.4668 to the December average rate of 0.5315, the exchange rate registered a net change of 13.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5579 was up 15.93% compared to the 2014 peak of 0.4813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 2,790 HTG

2014 Average 2,280 HTG

Yearly Trough Low 2,285 HTG

Transaction Impact: A difference of 504.49 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5469

0.4595

JanuMarcMayJulySeptNove

NPR to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4697, compared to 0.5191 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0493 points.

H1 Avg (Jan–Jun) 0.4697

H2 Avg (Jul–Dec) 0.5191

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0616 HTG (High: 0.5523 / Low: 0.4907). On the other end, February was the most stable month, with a tight range of 0.0051 HTG (High: 0.4721 / Low: 0.4670).

August Spread (Volatile) ±0.0616

February Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0255 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0255

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.5396) against the same month in 2014 (average: 0.4664), the exchange rate shifted by +0.0732 (+15.68%).

2015 Avg (July) 0.5396

2014 Avg (July) 0.4664

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4748	0.4570	0.4668
February	0.4721	0.4670	0.4695
March	0.4774	0.4632	0.4695
April	0.4783	0.4690	0.4746
May	0.4709	0.4645	0.4682
June	0.4781	0.4651	0.4699
July	0.5579	0.5109	0.5396
August	0.5523	0.4907	0.5141
September	0.5059	0.4946	0.4995
October	0.5181	0.5034	0.5131
November	0.5212	0.5124	0.5168
December	0.5368	0.5248	0.5315