2020 NPR to MGA Historical Review

YEARLY HIGH

33.5497 MGA

YEARLY LOW

30.5997 MGA

YEARLY AVERAGE

32.1556 MGA

2020 NPR to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on October 18, valuing the pair at 33.5497. Conversely, the yearly low was recorded on April 16, dropping to 30.5997.

This high-to-low spread represents a total annual volatility of 2.9500 MGA. From a start-to-finish perspective, comparing the January average rate of 32.2982 to the December average rate of 32.4136, the exchange rate registered a net change of 0.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 33.5497 was up 0.57% compared to the 2019 peak of 33.3599, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 167,748 MGA

2019 Average 161,375 MGA

Yearly Trough Low 152,998 MGA

Transaction Impact: A difference of 14,749.83 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

33.5242

30.7481

JanuMarcMayJulySeptNove

NPR to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.6750, compared to 32.6363 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9612 points.

H1 Avg (Jan–Jun) 31.6750

H2 Avg (Jul–Dec) 32.6363

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 1.7096 MGA (High: 33.2060 / Low: 31.4964). On the other end, September was the most stable month, with a tight range of 0.3260 MGA (High: 33.0519 / Low: 32.7259).

December Spread (Volatile) ±1.7096

September Spread (Stable) ±0.3260

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0913 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.0913

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 33.2929) against the same month in 2019 (average: 32.4449), the exchange rate shifted by +0.8480 (+2.61%).

2020 Avg (October) 33.2929

2019 Avg (October) 32.4449

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	32.8760	31.6697	32.2982
February	32.6111	31.7847	32.3974
March	32.2298	30.7451	31.3061
April	31.5460	30.5997	30.9794
May	31.7756	31.3235	31.4921
June	32.0212	30.9230	31.5769
July	32.3287	31.7820	32.0629
August	32.8374	31.6137	32.1674
September	33.0519	32.7259	32.8713
October	33.5497	32.9097	33.2929
November	33.4297	31.9739	33.0094
December	33.2060	31.4964	32.4136