2021 NPR to NZD Historical Review

YEARLY HIGH

0.0124 NZD

YEARLY LOW

0.0116 NZD

YEARLY AVERAGE

0.0120 NZD

2021 NPR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NPR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0124. Conversely, the yearly low was recorded on April 28, dropping to 0.0116.

This high-to-low spread represents a total annual volatility of 0.0008 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0119 to the December average rate of 0.0122, the exchange rate registered a net change of 2.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0124 was down 16.62% compared to the 2020 peak of 0.0149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 62 NZD

2020 Average 65 NZD

Yearly Trough Low 58 NZD

Transaction Impact: A difference of 4.13 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0123

0.0118

JanuMarcMayJulySeptNove

NPR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0119, compared to 0.0120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0119

H2 Avg (Jul–Dec) 0.0120

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0007 NZD (High: 0.0124 / Low: 0.0117). On the other end, July was the most stable month, with a tight range of 0.0002 NZD (High: 0.0121 / Low: 0.0119).

March Spread (Volatile) ±0.0007

July Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0121) against the same month in 2020 (average: 0.0139), the exchange rate shifted by -0.0019 (-13.42%).

2021 Avg (March) 0.0121

2020 Avg (March) 0.0139

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0120	0.0117	0.0119
February	0.0120	0.0116	0.0119
March	0.0124	0.0117	0.0121
April	0.0122	0.0116	0.0118
May	0.0120	0.0117	0.0118
June	0.0122	0.0118	0.0120
July	0.0121	0.0119	0.0120
August	0.0123	0.0119	0.0121
September	0.0123	0.0119	0.0120
October	0.0122	0.0116	0.0118
November	0.0123	0.0116	0.0120
December	0.0123	0.0121	0.0122