2021 NPR to PHP Historical Review

YEARLY HIGH

0.4332 PHP

YEARLY LOW

0.4025 PHP

YEARLY AVERAGE

0.4169 PHP

2021 NPR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NPR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.4332. Conversely, the yearly low was recorded on April 13, dropping to 0.4025.

This high-to-low spread represents a total annual volatility of 0.0308 PHP. From a start-to-finish perspective, comparing the January average rate of 0.4110 to the December average rate of 0.4175, the exchange rate registered a net change of 1.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4332 was down 3.55% compared to the 2020 peak of 0.4492, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 2,166 PHP

2020 Average 2,094 PHP

Yearly Trough Low 2,012 PHP

Transaction Impact: A difference of 153.97 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4287

0.4055

JanuMarcMayJulySeptNove

NPR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4115, compared to 0.4222 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 0.4115

H2 Avg (Jul–Dec) 0.4222

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0204 PHP (High: 0.4310 / Low: 0.4106). On the other end, June was the most stable month, with a tight range of 0.0039 PHP (High: 0.4116 / Low: 0.4077).

December Spread (Volatile) ±0.0204

June Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0099 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.4267) against the same month in 2020 (average: 0.4131), the exchange rate shifted by +0.0136 (+3.30%).

2021 Avg (September) 0.4267

2020 Avg (September) 0.4131

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4130	0.4075	0.4110
February	0.4232	0.4111	0.4153
March	0.4216	0.4120	0.4173
April	0.4161	0.4025	0.4074
May	0.4138	0.4047	0.4088
June	0.4116	0.4077	0.4093
July	0.4260	0.4124	0.4200
August	0.4274	0.4110	0.4232
September	0.4332	0.4221	0.4267
October	0.4288	0.4201	0.4233
November	0.4262	0.4180	0.4227
December	0.4310	0.4106	0.4175