2014 NPR to SBD Historical Review

YEARLY HIGH

0.0781 SBD

YEARLY LOW

0.0715 SBD

YEARLY AVERAGE

0.0748 SBD

2014 NPR to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NPR to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 0.0781. Conversely, the yearly low was recorded on January 27, dropping to 0.0715.

This high-to-low spread represents a total annual volatility of 0.0067 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0726 to the December average rate of 0.0754, the exchange rate registered a net change of 3.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0781 was down 8.17% compared to the 2013 peak of 0.0851, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 391 SBD

2013 Average 384 SBD

Yearly Trough Low 357 SBD

Transaction Impact: A difference of 33.28 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0771

0.0722

JanuMarcMayJulySeptNove

NPR to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0746, compared to 0.0750 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0746

H2 Avg (Jul–Dec) 0.0750

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0030 SBD (High: 0.0767 / Low: 0.0738). On the other end, July was the most stable month, with a tight range of 0.0007 SBD (High: 0.0754 / Low: 0.0748).

December Spread (Volatile) ±0.0030

July Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0010 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.0767) against the same month in 2013 (average: 0.0821), the exchange rate shifted by -0.0054 (-6.63%).

2014 Avg (May) 0.0767

2013 Avg (May) 0.0821

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0735	0.0715	0.0726
February	0.0735	0.0723	0.0729
March	0.0760	0.0730	0.0744
April	0.0761	0.0746	0.0753
May	0.0781	0.0755	0.0767
June	0.0772	0.0748	0.0759
July	0.0754	0.0748	0.0752
August	0.0749	0.0735	0.0742
September	0.0754	0.0739	0.0748
October	0.0759	0.0744	0.0750
November	0.0756	0.0746	0.0752
December	0.0767	0.0738	0.0754