YEARLY HIGH
193.5290 STD
YEARLY LOW
173.0462 STD
YEARLY AVERAGE
181.6451 STD

2020 NPR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 17, valuing the pair at 193.5290. Conversely, the yearly low was recorded on December 21, dropping to 173.0462.

This high-to-low spread represents a total annual volatility of 20.4828 STD. From a start-to-finish perspective, comparing the January average rate of 189.1822 to the December average rate of 175.4969, the exchange rate registered a net change of -7.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 193.5290 was down 1.87% compared to the 2019 peak of 197.2253, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 967,645 STD
2019 Average 946,697 STD
Yearly Trough Low 865,231 STD
Transaction Impact: A difference of 102,414.23 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

193.5272
173.8577
JanuMarcMayJulySeptNove

NPR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 185.3585, compared to 177.9318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.4267 points.

H1 Avg (Jan–Jun) 185.3585
H2 Avg (Jul–Dec) 177.9318

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.6663 STD (High: 190.8888 / Low: 181.2225). On the other end, June was the most stable month, with a tight range of 2.7320 STD (High: 183.3866 / Low: 180.6546).

March Spread (Volatile) ±9.6663
June Spread (Stable) ±2.7320

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 5.9882 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -5.9882

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 191.8881) against the same month in 2019 (average: 185.0272), the exchange rate shifted by +6.8609 (+3.71%).

2020 Avg (February) 191.8881
2019 Avg (February) 185.0272

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 190.6608 187.6132 189.1822
February 193.5290 189.0129 191.8881
March 190.8888 181.2225 185.8999
April 183.5715 179.1936 181.0457
May 184.8112 181.3072 182.2979
June 183.3866 180.6546 181.8372
July 183.6083 178.7760 181.7946
August 178.8474 175.0876 176.9873
September 180.4423 176.9301 178.4997
October 179.8056 175.4002 178.4258
November 177.8344 175.0898 176.3863
December 177.5731 173.0462 175.4969