2020 NPR to TJS Historical Review

YEARLY HIGH

0.0969 TJS

YEARLY LOW

0.0799 TJS

YEARLY AVERAGE

0.0870 TJS

2020 NPR to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NPR to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0969. Conversely, the yearly low was recorded on March 23, dropping to 0.0799.

This high-to-low spread represents a total annual volatility of 0.0170 TJS. From a start-to-finish perspective, comparing the January average rate of 0.0851 to the December average rate of 0.0961, the exchange rate registered a net change of 13.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0969 was up 12.30% compared to the 2019 peak of 0.0863, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NPR based on timing:

Yearly Peak High 484 TJS

2019 Average 423 TJS

Yearly Trough Low 400 TJS

Transaction Impact: A difference of 84.89 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0975

0.0813

JanuMarcMayJulySeptNove

NPR to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0844, compared to 0.0897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.0844

H2 Avg (Jul–Dec) 0.0897

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0093 TJS (High: 0.0959 / Low: 0.0866). On the other end, May was the most stable month, with a tight range of 0.0009 TJS (High: 0.0853 / Low: 0.0844).

November Spread (Volatile) ±0.0093

May Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0021 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0961) against the same month in 2019 (average: 0.0851), the exchange rate shifted by +0.0111 (+13.04%).

2020 Avg (December) 0.0961

2019 Avg (December) 0.0851

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0857	0.0843	0.0851
February	0.0852	0.0838	0.0848
March	0.0847	0.0799	0.0826
April	0.0846	0.0833	0.0840
May	0.0853	0.0844	0.0847
June	0.0855	0.0845	0.0850
July	0.0863	0.0852	0.0860
August	0.0880	0.0859	0.0865
September	0.0887	0.0875	0.0879
October	0.0882	0.0867	0.0878
November	0.0959	0.0866	0.0940
December	0.0969	0.0955	0.0961