2020 NZD to AED Historical Review

YEARLY HIGH

2.6500 AED

YEARLY LOW

2.0664 AED

YEARLY AVERAGE

2.3893 AED

2020 NZD to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.6500. Conversely, the yearly low was recorded on March 22, dropping to 2.0664.

This high-to-low spread represents a total annual volatility of 0.5836 AED. From a start-to-finish perspective, comparing the January average rate of 2.4287 to the December average rate of 2.6065, the exchange rate registered a net change of 7.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.6500 was up 4.29% compared to the 2019 peak of 2.5410, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 13,250 AED

2019 Average 12,106 AED

Yearly Trough Low 10,332 AED

Transaction Impact: A difference of 2,917.88 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.6464

2.1674

JanuMarcMayJulySeptNove

NZD to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3014, compared to 2.4773 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1759 points.

H1 Avg (Jan–Jun) 2.3014

H2 Avg (Jul–Dec) 2.4773

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2671 AED (High: 2.3335 / Low: 2.0664). On the other end, October was the most stable month, with a tight range of 0.0471 AED (High: 2.4614 / Low: 2.4143).

March Spread (Volatile) ±0.2671

October Spread (Stable) ±0.0471

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1269 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.6065) against the same month in 2019 (average: 2.4245), the exchange rate shifted by +0.1820 (+7.51%).

2020 Avg (December) 2.6065

2019 Avg (December) 2.4245

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4741	2.3741	2.4287
February	2.3848	2.2952	2.3476
March	2.3335	2.0664	2.2206
April	2.2553	2.1499	2.2073
May	2.2785	2.1795	2.2360
June	2.4121	2.3073	2.3680
July	2.4593	2.3796	2.4196
August	2.4769	2.3974	2.4262
September	2.4859	2.4032	2.4489
October	2.4614	2.4143	2.4384
November	2.5840	2.4233	2.5241
December	2.6500	2.5775	2.6065