2021 NZD to AUD Historical Review

YEARLY HIGH

0.9714 AUD

YEARLY LOW

0.9156 AUD

YEARLY AVERAGE

0.9417 AUD

2021 NZD to AUD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to AUD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 15, valuing the pair at 0.9714. Conversely, the yearly low was recorded on March 28, dropping to 0.9156.

This high-to-low spread represents a total annual volatility of 0.0558 AUD. From a start-to-finish perspective, comparing the January average rate of 0.9312 to the December average rate of 0.9485, the exchange rate registered a net change of 1.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9714 was down 2.16% compared to the 2020 peak of 0.9929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,857 AUD

2020 Average 4,713 AUD

Yearly Trough Low 4,578 AUD

Transaction Impact: A difference of 278.82 AUD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9683

0.9214

JanuMarcMayJulySeptNove

NZD to AUD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9295, compared to 0.9539 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0245 points.

H1 Avg (Jan–Jun) 0.9295

H2 Avg (Jul–Dec) 0.9539

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0235 AUD (High: 0.9644 / Low: 0.9409). On the other end, June was the most stable month, with a tight range of 0.0104 AUD (High: 0.9351 / Low: 0.9247).

December Spread (Volatile) ±0.0235

June Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0123 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0123

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.9644) against the same month in 2020 (average: 0.9227), the exchange rate shifted by +0.0416 (+4.51%).

2021 Avg (September) 0.9644

2020 Avg (September) 0.9227

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9412	0.9205	0.9312
February	0.9457	0.9259	0.9341
March	0.9358	0.9156	0.9256
April	0.9319	0.9210	0.9253
May	0.9414	0.9262	0.9312
June	0.9351	0.9247	0.9295
July	0.9494	0.9327	0.9412
August	0.9635	0.9492	0.9556
September	0.9714	0.9540	0.9644
October	0.9591	0.9439	0.9532
November	0.9676	0.9541	0.9608
December	0.9644	0.9409	0.9485