YEARLY HIGH
1.3400 AWG
YEARLY LOW
1.2082 AWG
YEARLY AVERAGE
1.2734 AWG

2021 NZD to AWG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to AWG exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 1.3400. Conversely, the yearly low was recorded on December 20, dropping to 1.2082.

This high-to-low spread represents a total annual volatility of 0.1318 AWG. From a start-to-finish perspective, comparing the January average rate of 1.2933 to the December average rate of 1.2215, the exchange rate registered a net change of -5.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.3400 was up 3.19% compared to the 2020 peak of 1.2986, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,700 AWG
2020 Average 5,855 AWG
Yearly Trough Low 6,041 AWG
Transaction Impact: A difference of 658.79 AWG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.3126
1.2133
JanuMarcMayJulySeptNove

NZD to AWG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2903, compared to 1.2564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0339 points.

H1 Avg (Jan–Jun) 1.2903
H2 Avg (Jul–Dec) 1.2564

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0644 AWG (High: 1.2921 / Low: 1.2277). On the other end, December was the most stable month, with a tight range of 0.0234 AWG (High: 1.2316 / Low: 1.2082).

November Spread (Volatile) ±0.0644
December Spread (Stable) ±0.0234

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0400 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0400

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 1.3043) against the same month in 2020 (average: 1.1504), the exchange rate shifted by +0.1539 (+13.37%).

2021 Avg (February) 1.3043
2020 Avg (February) 1.1504

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3148 1.2747 1.2933
February 1.3400 1.2884 1.3043
March 1.3126 1.2538 1.2838
April 1.3086 1.2623 1.2819
May 1.3135 1.2894 1.3007
June 1.3062 1.2487 1.2779
July 1.2695 1.2460 1.2581
August 1.2696 1.2276 1.2559
September 1.2877 1.2372 1.2709
October 1.2956 1.2454 1.2703
November 1.2921 1.2277 1.2616
December 1.2316 1.2082 1.2215