2020 NZD to AZN Historical Review

YEARLY HIGH

1.2282 AZN

YEARLY LOW

0.9578 AZN

YEARLY AVERAGE

1.1075 AZN

2020 NZD to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.2282. Conversely, the yearly low was recorded on March 22, dropping to 0.9578.

This high-to-low spread represents a total annual volatility of 0.2704 AZN. From a start-to-finish perspective, comparing the January average rate of 1.1257 to the December average rate of 1.2081, the exchange rate registered a net change of 7.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2282 was up 4.29% compared to the 2019 peak of 1.1778, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 6,141 AZN

2019 Average 5,611 AZN

Yearly Trough Low 4,789 AZN

Transaction Impact: A difference of 1,352.13 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2266

1.0046

JanuMarcMayJulySeptNove

NZD to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0667, compared to 1.1482 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0815 points.

H1 Avg (Jan–Jun) 1.0667

H2 Avg (Jul–Dec) 1.1482

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1238 AZN (High: 1.0816 / Low: 0.9578). On the other end, October was the most stable month, with a tight range of 0.0218 AZN (High: 1.1408 / Low: 1.1190).

March Spread (Volatile) ±0.1238

October Spread (Stable) ±0.0218

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0588 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0588

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2081) against the same month in 2019 (average: 1.1238), the exchange rate shifted by +0.0844 (+7.51%).

2020 Avg (December) 1.2081

2019 Avg (December) 1.1238

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1467	1.1004	1.1257
February	1.1053	1.0639	1.0881
March	1.0816	0.9578	1.0293
April	1.0453	0.9965	1.0231
May	1.0561	1.0103	1.0364
June	1.1180	1.0694	1.0976
July	1.1399	1.1030	1.1215
August	1.1481	1.1112	1.1245
September	1.1522	1.1139	1.1351
October	1.1408	1.1190	1.1302
November	1.1977	1.1232	1.1699
December	1.2282	1.1946	1.2081