YEARLY HIGH
1.4429 BBD
YEARLY LOW
1.1252 BBD
YEARLY AVERAGE
1.3010 BBD

2020 NZD to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.4429. Conversely, the yearly low was recorded on March 22, dropping to 1.1252.

This high-to-low spread represents a total annual volatility of 0.3177 BBD. From a start-to-finish perspective, comparing the January average rate of 1.3224 to the December average rate of 1.4193, the exchange rate registered a net change of 7.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4429 was up 4.29% compared to the 2019 peak of 1.3836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,214 BBD
2019 Average 6,592 BBD
Yearly Trough Low 5,626 BBD
Transaction Impact: A difference of 1,588.40 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4410
1.1801
JanuMarcMayJulySeptNove

NZD to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2531, compared to 1.3489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0958 points.

H1 Avg (Jan–Jun) 1.2531
H2 Avg (Jul–Dec) 1.3489

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1454 BBD (High: 1.2706 / Low: 1.1252). On the other end, October was the most stable month, with a tight range of 0.0256 BBD (High: 1.3402 / Low: 1.3146).

March Spread (Volatile) ±0.1454
October Spread (Stable) ±0.0256

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0691 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0691

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.4193) against the same month in 2019 (average: 1.3201), the exchange rate shifted by +0.0991 (+7.51%).

2020 Avg (December) 1.4193
2019 Avg (December) 1.3201

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3471 1.2927 1.3224
February 1.2985 1.2498 1.2782
March 1.2706 1.1252 1.2091
April 1.2280 1.1706 1.2019
May 1.2407 1.1868 1.2175
June 1.3133 1.2563 1.2894
July 1.3391 1.2957 1.3175
August 1.3487 1.3054 1.3210
September 1.3535 1.3085 1.3334
October 1.3402 1.3146 1.3277
November 1.4070 1.3195 1.3744
December 1.4429 1.4034 1.4193