2020 NZD to BTN Historical Review

YEARLY HIGH

52.8700 BTN

YEARLY LOW

42.0844 BTN

YEARLY AVERAGE

48.1596 BTN

2020 NZD to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 52.8700. Conversely, the yearly low was recorded on March 22, dropping to 42.0844.

This high-to-low spread represents a total annual volatility of 10.7856 BTN. From a start-to-finish perspective, comparing the January average rate of 47.0990 to the December average rate of 52.2472, the exchange rate registered a net change of 10.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 52.8700 was up 7.08% compared to the 2019 peak of 49.3729, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 264,350 BTN

2019 Average 231,849 BTN

Yearly Trough Low 210,422 BTN

Transaction Impact: A difference of 53,927.93 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

52.9804

44.1818

JanuMarcMayJulySeptNove

NZD to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.3805, compared to 49.9387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5582 points.

H1 Avg (Jan–Jun) 46.3805

H2 Avg (Jul–Dec) 49.9387

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.8186 BTN (High: 46.9030 / Low: 42.0844). On the other end, December was the most stable month, with a tight range of 1.2225 BTN (High: 52.8700 / Low: 51.6474).

March Spread (Volatile) ±4.8186

December Spread (Stable) ±1.2225

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.4294 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.4294

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 52.2472) against the same month in 2019 (average: 46.9784), the exchange rate shifted by +5.2688 (+11.22%).

2020 Avg (December) 52.2472

2019 Avg (December) 46.9784

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	48.3287	46.0713	47.0990
February	46.2740	45.0338	45.6696
March	46.9030	42.0844	44.9151
April	46.5206	44.3720	45.7532
May	46.9881	44.8616	46.0217
June	49.5806	47.4179	48.8245
July	50.0456	48.7921	49.3623
August	50.0106	48.3903	49.2449
September	49.7705	48.0863	48.9385
October	49.3921	48.1370	48.8178
November	52.0807	49.1794	51.0215
December	52.8700	51.6474	52.2472