YEARLY HIGH
1.4543 BZD
YEARLY LOW
1.1318 BZD
YEARLY AVERAGE
1.3106 BZD

2020 NZD to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.4543. Conversely, the yearly low was recorded on March 22, dropping to 1.1318.

This high-to-low spread represents a total annual volatility of 0.3225 BZD. From a start-to-finish perspective, comparing the January average rate of 1.3328 to the December average rate of 1.4305, the exchange rate registered a net change of 7.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4543 was up 4.35% compared to the 2019 peak of 1.3936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,271 BZD
2019 Average 6,641 BZD
Yearly Trough Low 5,659 BZD
Transaction Impact: A difference of 1,612.56 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4527
1.1870
JanuMarcMayJulySeptNove

NZD to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2621, compared to 1.3592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0970 points.

H1 Avg (Jan–Jun) 1.2621
H2 Avg (Jul–Dec) 1.3592

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1496 BZD (High: 1.2813 / Low: 1.1318). On the other end, October was the most stable month, with a tight range of 0.0264 BZD (High: 1.3503 / Low: 1.3239).

March Spread (Volatile) ±0.1496
October Spread (Stable) ±0.0264

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0719 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0719

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.4305) against the same month in 2019 (average: 1.3303), the exchange rate shifted by +0.1003 (+7.54%).

2020 Avg (December) 1.4305
2019 Avg (December) 1.3303

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3647 1.3027 1.3328
February 1.3091 1.2590 1.2883
March 1.2813 1.1318 1.2164
April 1.2382 1.1800 1.2091
May 1.2499 1.1958 1.2267
June 1.3234 1.2657 1.2994
July 1.3494 1.3068 1.3276
August 1.3575 1.3137 1.3301
September 1.3641 1.3188 1.3439
October 1.3503 1.3239 1.3380
November 1.4180 1.3297 1.3849
December 1.4543 1.4141 1.4305