2020 NZD to CRC Historical Review

YEARLY HIGH

440.3767 CRC

YEARLY LOW

317.5307 CRC

YEARLY AVERAGE

380.5442 CRC

2020 NZD to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 440.3767. Conversely, the yearly low was recorded on March 22, dropping to 317.5307.

This high-to-low spread represents a total annual volatility of 122.8460 CRC. From a start-to-finish perspective, comparing the January average rate of 375.8012 to the December average rate of 429.5789, the exchange rate registered a net change of 14.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 440.3767 was up 3.96% compared to the 2019 peak of 423.5957, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,201,883 CRC

2019 Average 1,935,461 CRC

Yearly Trough Low 1,587,653 CRC

Transaction Impact: A difference of 614,229.92 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

438.2742

333.9311

JanuMarcMayJulySeptNove

NZD to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 357.4730, compared to 403.6154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 46.1424 points.

H1 Avg (Jan–Jun) 357.4730

H2 Avg (Jul–Dec) 403.6154

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 46.6989 CRC (High: 364.2296 / Low: 317.5307). On the other end, October was the most stable month, with a tight range of 8.7557 CRC (High: 404.1870 / Low: 395.4313).

March Spread (Volatile) ±46.6989

October Spread (Stable) ±8.7557

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 18.9400 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -18.9400

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 429.5789) against the same month in 2019 (average: 374.2371), the exchange rate shifted by +55.3418 (+14.79%).

2020 Avg (December) 429.5789

2019 Avg (December) 374.2371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	386.5811	365.3190	375.8012
February	367.9127	355.9400	363.7722
March	364.2296	317.5307	344.8322
April	349.8543	336.0782	342.6264
May	353.4548	337.5215	346.2213
June	378.5218	357.6170	371.5846
July	389.3234	375.8793	383.4548
August	401.5151	386.5789	391.3916
September	403.3298	391.2485	398.3497
October	404.1870	395.4313	400.5983
November	424.1956	400.0092	418.3188
December	440.3767	422.1509	429.5789