2020 NZD to CZK Historical Review

YEARLY HIGH

15.5401 CZK

YEARLY LOW

14.1303 CZK

YEARLY AVERAGE

15.0661 CZK

2020 NZD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 27, valuing the pair at 15.5401. Conversely, the yearly low was recorded on March 8, dropping to 14.1303.

This high-to-low spread represents a total annual volatility of 1.4098 CZK. From a start-to-finish perspective, comparing the January average rate of 15.0190 to the December average rate of 15.3255, the exchange rate registered a net change of 2.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 15.5401 was down 1.49% compared to the 2019 peak of 15.7757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 77,700 CZK

2019 Average 75,545 CZK

Yearly Trough Low 70,651 CZK

Transaction Impact: A difference of 7,049.16 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

15.4319

14.4265

JanuMarcMayJulySeptNove

NZD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.9643, compared to 15.1679 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2036 points.

H1 Avg (Jan–Jun) 14.9643

H2 Avg (Jul–Dec) 15.1679

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.8215 CZK (High: 14.9517 / Low: 14.1303). On the other end, December was the most stable month, with a tight range of 0.2497 CZK (High: 15.4391 / Low: 15.1894).

March Spread (Volatile) ±0.8215

December Spread (Stable) ±0.2497

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.6358 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6358

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 15.3478) against the same month in 2019 (average: 14.7236), the exchange rate shifted by +0.6242 (+4.24%).

2020 Avg (October) 15.3478

2019 Avg (October) 14.7236

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.2615	14.6940	15.0190
February	14.7975	14.4244	14.6823
March	14.9517	14.1303	14.5103
April	15.3350	14.8569	15.0796
May	15.4625	14.9623	15.2161
June	15.4391	15.1000	15.2784
July	15.5233	14.7784	15.2472
August	14.8173	14.3461	14.6115
September	15.3590	14.8999	15.1274
October	15.5401	15.0977	15.3478
November	15.4865	15.1489	15.3481
December	15.4391	15.1894	15.3255