YEARLY HIGH
28.3796 ETB
YEARLY LOW
18.4425 ETB
YEARLY AVERAGE
22.7847 ETB

2020 NZD to ETB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to ETB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 28.3796. Conversely, the yearly low was recorded on March 22, dropping to 18.4425.

This high-to-low spread represents a total annual volatility of 9.9371 ETB. From a start-to-finish perspective, comparing the January average rate of 21.1973 to the December average rate of 27.4674, the exchange rate registered a net change of 29.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 28.3796 was up 31.91% compared to the 2019 peak of 21.5142, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 141,898 ETB
2019 Average 96,248 ETB
Yearly Trough Low 92,213 ETB
Transaction Impact: A difference of 49,685.48 ETB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

28.2430
18.9354
JanuMarcMayJulySeptNove

NZD to ETB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.6680, compared to 24.9015 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.2335 points.

H1 Avg (Jan–Jun) 20.6680
H2 Avg (Jul–Dec) 24.9015

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.1412 ETB (High: 20.5837 / Low: 18.4425). On the other end, February was the most stable month, with a tight range of 0.6178 ETB (High: 20.7909 / Low: 20.1731).

March Spread (Volatile) ±2.1412
February Spread (Stable) ±0.6178

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.8027 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.8027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 27.4674) against the same month in 2019 (average: 20.7847), the exchange rate shifted by +6.6827 (+32.15%).

2020 Avg (December) 27.4674
2019 Avg (December) 20.7847

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 21.6103 20.7481 21.1973
February 20.7909 20.1731 20.5137
March 20.5837 18.4425 19.7110
April 20.5204 19.1948 19.8624
May 21.2234 19.9819 20.5451
June 22.6123 21.5030 22.1783
July 23.5628 22.5517 23.1780
August 24.3773 23.2132 23.6127
September 24.8321 24.0196 24.4252
October 25.2509 24.3133 24.7011
November 26.7844 24.9390 26.0246
December 28.3796 26.9316 27.4674