2020 NZD to FJD Historical Review

YEARLY HIGH

1.4784 FJD

YEARLY LOW

1.3170 FJD

YEARLY AVERAGE

1.4085 FJD

2020 NZD to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.4784. Conversely, the yearly low was recorded on March 18, dropping to 1.3170.

This high-to-low spread represents a total annual volatility of 0.1614 FJD. From a start-to-finish perspective, comparing the January average rate of 1.4322 to the December average rate of 1.4595, the exchange rate registered a net change of 1.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4784 was up 0.80% compared to the 2019 peak of 1.4666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,392 FJD

2019 Average 7,101 FJD

Yearly Trough Low 6,585 FJD

Transaction Impact: A difference of 806.99 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4691

1.3539

JanuMarcMayJulySeptNove

NZD to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3910, compared to 1.4260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0350 points.

H1 Avg (Jan–Jun) 1.3910

H2 Avg (Jul–Dec) 1.4260

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0902 FJD (High: 1.4072 / Low: 1.3170). On the other end, July was the most stable month, with a tight range of 0.0175 FJD (High: 1.4229 / Low: 1.4054).

March Spread (Volatile) ±0.0902

July Spread (Stable) ±0.0175

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0339 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0339

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.4595) against the same month in 2019 (average: 1.4303), the exchange rate shifted by +0.0291 (+2.04%).

2020 Avg (December) 1.4595

2019 Avg (December) 1.4303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4445	1.4128	1.4322
February	1.4213	1.3857	1.4073
March	1.4072	1.3170	1.3734
April	1.3974	1.3405	1.3657
May	1.3829	1.3365	1.3635
June	1.4287	1.3791	1.4039
July	1.4229	1.4054	1.4144
August	1.4300	1.3944	1.4054
September	1.4404	1.3916	1.4159
October	1.4276	1.3995	1.4161
November	1.4642	1.4100	1.4446
December	1.4784	1.4451	1.4595