YEARLY HIGH
1.4931 FJD
YEARLY LOW
1.4321 FJD
YEARLY AVERAGE
1.4627 FJD

2021 NZD to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 3, valuing the pair at 1.4931. Conversely, the yearly low was recorded on June 19, dropping to 1.4321.

This high-to-low spread represents a total annual volatility of 0.0610 FJD. From a start-to-finish perspective, comparing the January average rate of 1.4630 to the December average rate of 1.4451, the exchange rate registered a net change of -1.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4931 was up 1.00% compared to the 2020 peak of 1.4784, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,465 FJD
2020 Average 7,043 FJD
Yearly Trough Low 7,161 FJD
Transaction Impact: A difference of 304.89 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4781
1.4421
JanuMarcMayJulySeptNove

NZD to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4624, compared to 1.4631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 1.4624
H2 Avg (Jul–Dec) 1.4631

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0490 FJD (High: 1.4931 / Low: 1.4441). On the other end, July was the most stable month, with a tight range of 0.0189 FJD (High: 1.4625 / Low: 1.4435).

November Spread (Volatile) ±0.0490
July Spread (Stable) ±0.0189

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0267 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0267

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.4717) against the same month in 2020 (average: 1.4446), the exchange rate shifted by +0.0272 (+1.88%).

2021 Avg (November) 1.4717
2020 Avg (November) 1.4446

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4809 1.4441 1.4630
February 1.4907 1.4489 1.4705
March 1.4784 1.4335 1.4587
April 1.4717 1.4441 1.4588
May 1.4822 1.4525 1.4678
June 1.4751 1.4321 1.4555
July 1.4625 1.4435 1.4539
August 1.4753 1.4381 1.4600
September 1.4895 1.4552 1.4729
October 1.4920 1.4536 1.4751
November 1.4931 1.4441 1.4717
December 1.4558 1.4348 1.4451