YEARLY HIGH
52.8012 INR
YEARLY LOW
42.4962 INR
YEARLY AVERAGE
48.1997 INR

2020 NZD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 52.8012. Conversely, the yearly low was recorded on March 22, dropping to 42.4962.

This high-to-low spread represents a total annual volatility of 10.3050 INR. From a start-to-finish perspective, comparing the January average rate of 47.1237 to the December average rate of 52.2711, the exchange rate registered a net change of 10.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 52.8012 was up 6.98% compared to the 2019 peak of 49.3580, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 264,006 INR
2019 Average 232,010 INR
Yearly Trough Low 212,481 INR
Transaction Impact: A difference of 51,525.00 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

52.9939
44.3202
JanuMarcMayJulySeptNove

NZD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.4431, compared to 49.9562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5131 points.

H1 Avg (Jan–Jun) 46.4431
H2 Avg (Jul–Dec) 49.9562

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.6750 INR (High: 47.1712 / Low: 42.4962). On the other end, December was the most stable month, with a tight range of 1.0035 INR (High: 52.8012 / Low: 51.7978).

March Spread (Volatile) ±4.6750
December Spread (Stable) ±1.0035

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.3739 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.3739

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 52.2711) against the same month in 2019 (average: 46.9789), the exchange rate shifted by +5.2922 (+11.27%).

2020 Avg (December) 52.2711
2019 Avg (December) 46.9789

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 47.9761 46.2141 47.1237
February 46.2141 45.0682 45.7498
March 47.1712 42.4962 45.0431
April 46.5224 44.6248 45.8074
May 46.9555 45.0081 46.0896
June 49.5153 47.4335 48.8454
July 50.0710 48.6317 49.3440
August 50.0570 48.4250 49.2584
September 49.7792 48.2352 49.0212
October 49.4569 48.2039 48.8372
November 52.0239 49.2414 51.0057
December 52.8012 51.7978 52.2711