YEARLY HIGH
80.3748 ISK
YEARLY LOW
69.3087 ISK
YEARLY AVERAGE
74.6076 ISK

2025 NZD to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 8, valuing the pair at 80.3748. Conversely, the yearly low was recorded on October 16, dropping to 69.3087.

This high-to-low spread represents a total annual volatility of 11.0661 ISK. From a start-to-finish perspective, comparing the January average rate of 78.9747 to the December average rate of 73.1992, the exchange rate registered a net change of -7.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 80.3748 was down 7.05% compared to the 2024 peak of 86.4703, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 401,874 ISK
2024 Average 417,273 ISK
Yearly Trough Low 346,544 ISK
Transaction Impact: A difference of 55,330.60 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

80.7881
69.4210
JanuMarcMayJulySeptNove

NZD to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 77.1021, compared to 72.1131 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.9890 points.

H1 Avg (Jan–Jun) 77.1021
H2 Avg (Jul–Dec) 72.1131

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 3.6745 ISK (High: 78.5639 / Low: 74.8894). On the other end, July was the most stable month, with a tight range of 1.1479 ISK (High: 73.7044 / Low: 72.5565).

March Spread (Volatile) ±3.6745
July Spread (Stable) ±1.1479

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.9073 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.9073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 79.8409) against the same month in 2024 (average: 84.4068), the exchange rate shifted by -4.5659 (-5.41%).

2025 Avg (February) 79.8409
2024 Avg (February) 84.4068

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.8115 77.8209 78.9747
February 80.3748 78.4279 79.8409
March 78.5639 74.8894 76.9336
April 76.4117 72.8188 75.3464
May 77.7816 75.5598 76.6082
June 76.2907 73.3684 74.9089
July 73.7044 72.5565 73.1379
August 73.2067 71.7267 72.5313
September 72.9501 69.8693 71.5963
October 71.8803 69.3087 70.3683
November 73.3837 71.0941 71.8456
December 73.9545 72.1829 73.1992