YEARLY HIGH
81.7149 KES
YEARLY LOW
74.6789 KES
YEARLY AVERAGE
77.5598 KES

2021 NZD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 81.7149. Conversely, the yearly low was recorded on August 19, dropping to 74.6789.

This high-to-low spread represents a total annual volatility of 7.0361 KES. From a start-to-finish perspective, comparing the January average rate of 78.9807 to the December average rate of 76.6661, the exchange rate registered a net change of -2.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 81.7149 was up 2.48% compared to the 2020 peak of 79.7390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 408,575 KES
2020 Average 346,601 KES
Yearly Trough Low 373,394 KES
Transaction Impact: A difference of 35,180.35 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

79.8470
75.1895
JanuMarcMayJulySeptNove

NZD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 77.9569, compared to 77.1627 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7942 points.

H1 Avg (Jan–Jun) 77.9569
H2 Avg (Jul–Dec) 77.1627

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 3.6478 KES (High: 80.0695 / Low: 76.4217). On the other end, July was the most stable month, with a tight range of 1.3025 KES (High: 76.1370 / Low: 74.8345).

March Spread (Volatile) ±3.6478
July Spread (Stable) ±1.3025

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.8149 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.8149

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 79.4589) against the same month in 2020 (average: 64.4432), the exchange rate shifted by +15.0157 (+23.30%).

2021 Avg (February) 79.4589
2020 Avg (February) 64.4432

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 79.9370 77.7149 78.9807
February 81.7149 78.5744 79.4589
March 80.0695 76.4217 78.2320
April 78.4078 75.3297 76.8974
May 78.3792 76.6754 77.6403
June 78.1147 74.7647 76.5323
July 76.1370 74.8345 75.5776
August 77.4287 74.6789 76.2518
September 78.6693 75.9363 77.7584
October 79.9748 76.4467 78.2414
November 79.9494 76.7216 78.4810
December 77.4172 75.9076 76.6661