2020 NZD to KGS Historical Review

YEARLY HIGH

60.1894 KGS

YEARLY LOW

40.5750 KGS

YEARLY AVERAGE

50.1649 KGS

2020 NZD to KGS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to KGS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 60.1894. Conversely, the yearly low was recorded on March 19, dropping to 40.5750.

This high-to-low spread represents a total annual volatility of 19.6144 KGS. From a start-to-finish perspective, comparing the January average rate of 46.0199 to the December average rate of 59.2589, the exchange rate registered a net change of 28.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 60.1894 was up 26.69% compared to the 2019 peak of 47.5097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 300,947 KGS

2019 Average 227,959 KGS

Yearly Trough Low 202,875 KGS

Transaction Impact: A difference of 98,072.05 KGS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

60.7779

42.5505

JanuMarcMayJulySeptNove

NZD to KGS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.1782, compared to 54.1516 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.9734 points.

H1 Avg (Jan–Jun) 46.1782

H2 Avg (Jul–Dec) 54.1516

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 7.7215 KGS (High: 51.6357 / Low: 43.9142). On the other end, February was the most stable month, with a tight range of 1.6219 KGS (High: 45.2697 / Low: 43.6478).

April Spread (Volatile) ±7.7215

February Spread (Stable) ±1.6219

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.3934 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -1.3934

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 59.2589) against the same month in 2019 (average: 45.9727), the exchange rate shifted by +13.2862 (+28.90%).

2020 Avg (December) 59.2589

2019 Avg (December) 45.9727

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	46.8128	45.0319	46.0199
February	45.2697	43.6478	44.6265
March	47.9253	40.5750	44.0695
April	51.6357	43.9142	47.7485
May	48.4522	44.9218	46.5595
June	48.7097	46.2135	48.0457
July	51.5475	49.7417	50.9725
August	52.6689	50.5695	51.1458
September	53.4588	51.7232	52.5618
October	54.2203	52.1771	53.2579
November	59.6569	53.9695	57.7131
December	60.1894	57.0643	59.2589