YEARLY HIGH
669.8701 KPW
YEARLY LOW
604.1027 KPW
YEARLY AVERAGE
636.6099 KPW

2021 NZD to KPW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to KPW exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 669.8701. Conversely, the yearly low was recorded on December 20, dropping to 604.1027.

This high-to-low spread represents a total annual volatility of 65.7675 KPW. From a start-to-finish perspective, comparing the January average rate of 646.6656 to the December average rate of 610.6850, the exchange rate registered a net change of -5.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 669.8701 was up 3.17% compared to the 2020 peak of 649.2874, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,349,351 KPW
2020 Average 2,927,523 KPW
Yearly Trough Low 3,020,513 KPW
Transaction Impact: A difference of 328,837.36 KPW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

656.2530
606.5425
JanuMarcMayJulySeptNove

NZD to KPW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 645.1232, compared to 628.0967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 17.0265 points.

H1 Avg (Jan–Jun) 645.1232
H2 Avg (Jul–Dec) 628.0967

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 32.2727 KPW (High: 646.0454 / Low: 613.7726). On the other end, July was the most stable month, with a tight range of 11.5670 KPW (High: 634.5898 / Low: 623.0228).

November Spread (Volatile) ±32.2727
July Spread (Stable) ±11.5670

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 19.9982 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -19.9982

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 652.1105) against the same month in 2020 (average: 575.2078), the exchange rate shifted by +76.9027 (+13.37%).

2021 Avg (February) 652.1105
2020 Avg (February) 575.2078

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 657.4142 637.3554 646.6656
February 669.8701 644.2201 652.1105
March 656.3072 626.8754 641.8876
April 654.2999 631.1338 640.9390
May 656.6400 644.5080 650.2871
June 652.7178 624.1950 638.8492
July 634.5898 623.0228 628.9772
August 634.5987 613.7341 627.8564
September 643.6580 618.4343 635.2994
October 647.8110 622.5298 635.0787
November 646.0454 613.7726 630.6833
December 615.7796 604.1027 610.6850