2020 NZD to MDL Historical Review

YEARLY HIGH

12.3817 MDL

YEARLY LOW

10.0879 MDL

YEARLY AVERAGE

11.2055 MDL

2020 NZD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 12.3817. Conversely, the yearly low was recorded on March 22, dropping to 10.0879.

This high-to-low spread represents a total annual volatility of 2.2938 MDL. From a start-to-finish perspective, comparing the January average rate of 11.4874 to the December average rate of 12.2007, the exchange rate registered a net change of 6.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.3817 was up 1.82% compared to the 2019 peak of 12.1604, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 61,909 MDL

2019 Average 57,742 MDL

Yearly Trough Low 50,440 MDL

Transaction Impact: A difference of 11,469.06 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.3536

10.5189

JanuMarcMayJulySeptNove

NZD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.0171, compared to 11.3938 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3767 points.

H1 Avg (Jan–Jun) 11.0171

H2 Avg (Jul–Dec) 11.3938

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.9216 MDL (High: 11.0095 / Low: 10.0879). On the other end, September was the most stable month, with a tight range of 0.2858 MDL (High: 11.2092 / Low: 10.9234).

March Spread (Volatile) ±0.9216

September Spread (Stable) ±0.2858

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5482 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5482

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 12.2007) against the same month in 2019 (average: 11.3936), the exchange rate shifted by +0.8071 (+7.08%).

2020 Avg (December) 12.2007

2019 Avg (December) 11.3936

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6797	11.1915	11.4874
February	11.3676	10.9705	11.2200
March	11.0095	10.0879	10.6718
April	11.1096	10.6353	10.8925
May	10.9270	10.5599	10.7692
June	11.2343	10.9386	11.0619
July	11.3027	10.9701	11.1647
August	11.2085	10.7802	10.9258
September	11.2092	10.9234	11.0822
October	11.3613	11.0695	11.2263
November	12.1325	11.2332	11.7632
December	12.3817	12.0832	12.2007