2020 NZD to MZN Historical Review

YEARLY HIGH

54.1073 MZN

YEARLY LOW

37.3374 MZN

YEARLY AVERAGE

45.2257 MZN

2020 NZD to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 54.1073. Conversely, the yearly low was recorded on March 22, dropping to 37.3374.

This high-to-low spread represents a total annual volatility of 16.7699 MZN. From a start-to-finish perspective, comparing the January average rate of 41.3557 to the December average rate of 52.8575, the exchange rate registered a net change of 27.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 54.1073 was up 20.10% compared to the 2019 peak of 45.0535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 270,536 MZN

2019 Average 206,191 MZN

Yearly Trough Low 186,687 MZN

Transaction Impact: A difference of 83,849.30 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

54.1513

38.6260

JanuMarcMayJulySeptNove

NZD to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.5942, compared to 48.8571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.2629 points.

H1 Avg (Jan–Jun) 41.5942

H2 Avg (Jul–Dec) 48.8571

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.3382 MZN (High: 41.6757 / Low: 37.3374). On the other end, February was the most stable month, with a tight range of 0.8438 MZN (High: 41.5558 / Low: 40.7119).

March Spread (Volatile) ±4.3382

February Spread (Stable) ±0.8438

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.2601 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -1.2601

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 52.8575) against the same month in 2019 (average: 41.6549), the exchange rate shifted by +11.2026 (+26.89%).

2020 Avg (December) 52.8575

2019 Avg (December) 41.6549

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	42.0230	40.9045	41.3557
February	41.5558	40.7119	41.1799
March	41.6757	37.3374	39.9197
April	41.6166	39.1567	40.4105
May	43.0647	40.5654	41.7153
June	45.6776	43.6033	44.9841
July	47.4027	45.4377	46.3940
August	48.2571	46.5357	47.0203
September	48.6734	47.1218	47.9484
October	49.0304	47.6515	48.2751
November	52.1257	48.2614	50.6475
December	54.1073	52.0310	52.8575