2014 NZD to NGN Historical Review

YEARLY HIGH

143.8567 NGN

YEARLY LOW

127.1770 NGN

YEARLY AVERAGE

136.9790 NGN

2014 NZD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 143.8567. Conversely, the yearly low was recorded on October 3, dropping to 127.1770.

This high-to-low spread represents a total annual volatility of 16.6797 NGN. From a start-to-finish perspective, comparing the January average rate of 132.3741 to the December average rate of 141.2604, the exchange rate registered a net change of 6.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 143.8567 was up 5.71% compared to the 2013 peak of 136.0833, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 719,283 NGN

2013 Average 652,973 NGN

Yearly Trough Low 635,885 NGN

Transaction Impact: A difference of 83,398.31 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

142.4408

128.2756

JanuMarcMayJulySeptNove

NZD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 138.0243, compared to 135.9337 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0906 points.

H1 Avg (Jan–Jun) 138.0243

H2 Avg (Jul–Dec) 135.9337

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 11.8488 NGN (High: 139.9716 / Low: 128.1227). On the other end, August was the most stable month, with a tight range of 2.6308 NGN (High: 137.7021 / Low: 135.0712).

November Spread (Volatile) ±11.8488

August Spread (Stable) ±2.6308

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 4.2813 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -4.2813

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 141.2604) against the same month in 2013 (average: 130.8532), the exchange rate shifted by +10.4072 (+7.95%).

2014 Avg (December) 141.2604

2013 Avg (December) 130.8532

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	134.4328	130.2780	132.3741
February	138.7617	131.4003	135.7583
March	143.1900	137.5893	140.4751
April	142.1020	137.4913	139.6559
May	140.7296	137.9429	139.1234
June	143.0942	136.8564	140.7591
July	143.2142	137.3577	140.9616
August	137.7021	135.0712	136.6803
September	136.2641	127.5064	132.7203
October	131.8714	127.1770	129.4561
November	139.9716	128.1227	134.5237
December	143.8567	138.9894	141.2604