2020 NZD to SDG Historical Review

YEARLY HIGH

39.8590 SDG

YEARLY LOW

29.3703 SDG

YEARLY AVERAGE

35.2323 SDG

2020 NZD to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 39.8590. Conversely, the yearly low was recorded on January 30, dropping to 29.3703.

This high-to-low spread represents a total annual volatility of 10.4888 SDG. From a start-to-finish perspective, comparing the January average rate of 29.9585 to the December average rate of 39.2235, the exchange rate registered a net change of 30.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 39.8590 was up 20.63% compared to the 2019 peak of 33.0432, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 199,295 SDG

2019 Average 151,394 SDG

Yearly Trough Low 146,851 SDG

Transaction Impact: A difference of 52,443.90 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

40.1500

29.0320

JanuMarcMayJulySeptNove

NZD to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 33.1693, compared to 37.2954 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.1262 points.

H1 Avg (Jan–Jun) 33.1693

H2 Avg (Jul–Dec) 37.2954

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.9891 SDG (High: 35.1003 / Low: 31.1112). On the other end, October was the most stable month, with a tight range of 0.6679 SDG (High: 37.0230 / Low: 36.3551).

March Spread (Volatile) ±3.9891

October Spread (Stable) ±0.6679

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1796 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1796

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 39.2235) against the same month in 2019 (average: 29.7866), the exchange rate shifted by +9.4369 (+31.68%).

2020 Avg (December) 39.2235

2019 Avg (December) 29.7866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.6393	29.3703	29.9585
February	34.1912	31.6122	33.1095
March	35.1003	31.1112	33.4028
April	33.9232	32.3682	33.2310
May	34.3208	32.8155	33.6717
June	36.2972	34.7364	35.6421
July	37.0250	35.8424	36.4369
August	37.2920	36.0934	36.5307
September	37.4256	36.1801	36.8764
October	37.0230	36.3551	36.6967
November	38.9040	36.4847	38.0084
December	39.8590	38.8215	39.2235