YEARLY HIGH
6.3128 SVC
YEARLY LOW
4.9131 SVC
YEARLY AVERAGE
5.6914 SVC

2020 NZD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 6.3128. Conversely, the yearly low was recorded on March 22, dropping to 4.9131.

This high-to-low spread represents a total annual volatility of 1.3998 SVC. From a start-to-finish perspective, comparing the January average rate of 5.7860 to the December average rate of 6.2098, the exchange rate registered a net change of 7.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.3128 was up 4.34% compared to the 2019 peak of 6.0503, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 31,564 SVC
2019 Average 28,835 SVC
Yearly Trough Low 24,565 SVC
Transaction Impact: A difference of 6,998.95 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.3052
5.1613
JanuMarcMayJulySeptNove

NZD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.4815, compared to 5.9014 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4198 points.

H1 Avg (Jan–Jun) 5.4815
H2 Avg (Jul–Dec) 5.9014

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6491 SVC (High: 5.5622 / Low: 4.9131). On the other end, October was the most stable month, with a tight range of 0.1148 SVC (High: 5.8613 / Low: 5.7465).

March Spread (Volatile) ±0.6491
October Spread (Stable) ±0.1148

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3043 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 6.2098) against the same month in 2019 (average: 5.7748), the exchange rate shifted by +0.4351 (+7.53%).

2020 Avg (December) 6.2098
2019 Avg (December) 5.7748

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.9243 5.6547 5.7860
February 5.6824 5.4655 5.5923
March 5.5622 4.9131 5.2881
April 5.3746 5.1222 5.2566
May 5.4260 5.1914 5.3252
June 5.7453 5.4944 5.6409
July 5.8576 5.6730 5.7640
August 5.9013 5.7051 5.7793
September 5.9209 5.7248 5.8338
October 5.8613 5.7465 5.8086
November 6.1559 5.7723 6.0127
December 6.3128 6.1385 6.2098