2013 NZD to TOP Historical Review

YEARLY HIGH

1.5431 TOP

YEARLY LOW

1.3691 TOP

YEARLY AVERAGE

1.4690 TOP

2013 NZD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NZD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 1.5431. Conversely, the yearly low was recorded on June 9, dropping to 1.3691.

This high-to-low spread represents a total annual volatility of 0.1740 TOP. From a start-to-finish perspective, comparing the January average rate of 1.4515 to the December average rate of 1.5274, the exchange rate registered a net change of 5.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.5431 was up 4.67% compared to the 2012 peak of 1.4742, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 7,716 TOP

2012 Average 7,040 TOP

Yearly Trough Low 6,846 TOP

Transaction Impact: A difference of 870.00 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.5391

1.3993

JanuMarcMayJulySeptNove

NZD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4468, compared to 1.4912 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0444 points.

H1 Avg (Jan–Jun) 1.4468

H2 Avg (Jul–Dec) 1.4912

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.1004 TOP (High: 1.5336 / Low: 1.4332). On the other end, December was the most stable month, with a tight range of 0.0340 TOP (High: 1.5431 / Low: 1.5091).

September Spread (Volatile) ±0.1004

December Spread (Stable) ±0.0340

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0341 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0341

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.5274) against the same month in 2012 (average: 1.4440), the exchange rate shifted by +0.0835 (+5.78%).

2013 Avg (December) 1.5274

2012 Avg (December) 1.4440

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4718	1.4338	1.4515
February	1.4730	1.4233	1.4513
March	1.4704	1.4287	1.4488
April	1.5028	1.4649	1.4762
May	1.4870	1.3893	1.4422
June	1.4508	1.3691	1.4109
July	1.4822	1.4344	1.4556
August	1.5056	1.4294	1.4656
September	1.5336	1.4332	1.4965
October	1.5384	1.4816	1.5050
November	1.5213	1.4714	1.4973
December	1.5431	1.5091	1.5274