YEARLY HIGH
20.7183 TWD
YEARLY LOW
18.6759 TWD
YEARLY AVERAGE
19.7452 TWD

2021 NZD to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 20.7183. Conversely, the yearly low was recorded on December 3, dropping to 18.6759.

This high-to-low spread represents a total annual volatility of 2.0424 TWD. From a start-to-finish perspective, comparing the January average rate of 20.1139 to the December average rate of 18.8031, the exchange rate registered a net change of -6.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 20.7183 was up 2.26% compared to the 2020 peak of 20.2596, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 103,592 TWD
2020 Average 95,688 TWD
Yearly Trough Low 93,379 TWD
Transaction Impact: A difference of 10,212.23 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

20.3801
18.6598
JanuMarcMayJulySeptNove

NZD to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.0714, compared to 19.4189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6525 points.

H1 Avg (Jan–Jun) 20.0714
H2 Avg (Jul–Dec) 19.4189

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.1375 TWD (High: 19.9672 / Low: 18.8297). On the other end, December was the most stable month, with a tight range of 0.2881 TWD (High: 18.9640 / Low: 18.6759).

November Spread (Volatile) ±1.1375
December Spread (Stable) ±0.2881

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.6803 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.6803

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 20.2367) against the same month in 2020 (average: 19.2813), the exchange rate shifted by +0.9554 (+4.95%).

2021 Avg (February) 20.2367
2020 Avg (February) 19.2813

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.4684 19.8777 20.1139
February 20.7183 19.9860 20.2367
March 20.4893 19.8243 20.1426
April 20.2759 19.8915 20.1093
May 20.2870 19.9544 20.1321
June 20.0144 19.2769 19.6941
July 19.7314 19.3927 19.5501
August 19.6310 19.1144 19.4342
September 19.7548 19.1216 19.5524
October 20.0269 19.2682 19.6902
November 19.9672 18.8297 19.4834
December 18.9640 18.6759 18.8031