YEARLY HIGH
393.8190 XAF
YEARLY LOW
342.5224 XAF
YEARLY AVERAGE
373.6469 XAF

2020 NZD to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NZD to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 393.8190. Conversely, the yearly low was recorded on March 18, dropping to 342.5224.

This high-to-low spread represents a total annual volatility of 51.2966 XAF. From a start-to-finish perspective, comparing the January average rate of 390.6072 to the December average rate of 382.3957, the exchange rate registered a net change of -2.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 393.8190 was down 2.00% compared to the 2019 peak of 401.8583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 1,969,095 XAF
2019 Average 1,930,284 XAF
Yearly Trough Low 1,712,612 XAF
Transaction Impact: A difference of 256,483.03 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

393.8696
354.7211
JanuMarcMayJulySeptNove

NZD to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 372.7408, compared to 374.5530 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8122 points.

H1 Avg (Jan–Jun) 372.7408
H2 Avg (Jul–Dec) 374.5530

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 28.5430 XAF (High: 371.0654 / Low: 342.5224). On the other end, December was the most stable month, with a tight range of 6.3967 XAF (High: 386.1477 / Low: 379.7510).

March Spread (Volatile) ±28.5430
December Spread (Stable) ±6.3967

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 26.0552 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -26.0552

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 390.6072) against the same month in 2019 (average: 389.5256), the exchange rate shifted by +1.0816 (+0.28%).

2020 Avg (January) 390.6072
2019 Avg (January) 389.5256

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 393.8190 382.1364 390.6072
February 389.9995 371.6908 384.0387
March 371.0654 342.5224 357.9835
April 370.2648 355.3195 362.7233
May 371.6971 358.6493 365.3402
June 381.0529 370.3547 375.7521
July 381.7058 369.2695 377.1296
August 371.4419 361.3966 366.2354
September 374.6665 367.8883 371.0334
October 373.0517 364.8884 370.0460
November 385.6959 371.7414 380.4780
December 386.1477 379.7510 382.3957