YEARLY HIGH
1.8852 XCD
YEARLY LOW
1.5032 XCD
YEARLY AVERAGE
1.7190 XCD

2022 NZD to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 1.8852. Conversely, the yearly low was recorded on October 15, dropping to 1.5032.

This high-to-low spread represents a total annual volatility of 0.3820 XCD. From a start-to-finish perspective, comparing the January average rate of 1.8216 to the December average rate of 1.7173, the exchange rate registered a net change of -5.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.8852 was down 6.28% compared to the 2021 peak of 2.0115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 9,426 XCD
2021 Average 9,556 XCD
Yearly Trough Low 7,516 XCD
Transaction Impact: A difference of 1,910.03 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.8897
1.5053
JanuMarcMayJulySeptNove

NZD to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7928, compared to 1.6452 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1476 points.

H1 Avg (Jan–Jun) 1.7928
H2 Avg (Jul–Dec) 1.6452

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.1480 XCD (High: 1.6609 / Low: 1.5129). On the other end, February was the most stable month, with a tight range of 0.0432 XCD (High: 1.8299 / Low: 1.7867).

September Spread (Volatile) ±0.1480
February Spread (Stable) ±0.0432

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0930 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0930

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 1.8577) against the same month in 2021 (average: 1.9275), the exchange rate shifted by -0.0698 (-3.62%).

2022 Avg (March) 1.8577
2021 Avg (March) 1.9275

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8539 1.7686 1.8216
February 1.8299 1.7867 1.8039
March 1.8852 1.8237 1.8577
April 1.8772 1.7445 1.8245
May 1.7719 1.6875 1.7315
June 1.7726 1.6818 1.7175
July 1.7004 1.6508 1.6771
August 1.7444 1.6507 1.6905
September 1.6609 1.5129 1.6054
October 1.5785 1.5032 1.5374
November 1.7063 1.5589 1.6436
December 1.7440 1.6892 1.7173