2021 NZD to XOF Historical Review

YEARLY HIGH

407.3002 XOF

YEARLY LOW

382.1609 XOF

YEARLY AVERAGE

392.2242 XOF

2021 NZD to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 407.3002. Conversely, the yearly low was recorded on January 1, dropping to 382.1609.

This high-to-low spread represents a total annual volatility of 25.1394 XOF. From a start-to-finish perspective, comparing the January average rate of 387.3781 to the December average rate of 393.6930, the exchange rate registered a net change of 1.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 407.3002 was up 3.42% compared to the 2020 peak of 393.8190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 2,036,501 XOF

2020 Average 1,868,014 XOF

Yearly Trough Low 1,910,804 XOF

Transaction Impact: A difference of 125,696.91 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

404.6547

385.2449

JanuMarcMayJulySeptNove

NZD to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 390.1832, compared to 394.2653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.0821 points.

H1 Avg (Jan–Jun) 390.1832

H2 Avg (Jul–Dec) 394.2653

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 15.0286 XOF (High: 407.3002 / Low: 392.2717). On the other end, December was the most stable month, with a tight range of 5.2276 XOF (High: 395.6574 / Low: 390.4298).

October Spread (Volatile) ±15.0286

December Spread (Stable) ±5.2276

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 9.3442 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -9.3442

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 399.1235) against the same month in 2020 (average: 370.0460), the exchange rate shifted by +29.0775 (+7.86%).

2021 Avg (October) 399.1235

2020 Avg (October) 370.0460

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	390.3370	382.1609	387.3781
February	401.1746	389.4265	392.9826
March	396.9708	386.9807	393.1497
April	393.1771	387.2268	390.5205
May	394.3171	385.9677	390.2056
June	389.3821	383.4504	386.8624
July	390.1230	384.7329	387.5984
August	393.3379	383.0209	388.7973
September	395.7679	388.5190	393.3423
October	407.3002	392.2717	399.1235
November	406.6734	395.0736	403.0372
December	395.6574	390.4298	393.6930