YEARLY HIGH
4634.1273 ZMK
YEARLY LOW
4022.3552 ZMK
YEARLY AVERAGE
4360.2657 ZMK

2014 NZD to ZMK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to ZMK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 4634.1273. Conversely, the yearly low was recorded on December 8, dropping to 4022.3552.

This high-to-low spread represents a total annual volatility of 611.7721 ZMK. From a start-to-finish perspective, comparing the January average rate of 4340.9153 to the December average rate of 4076.3025, the exchange rate registered a net change of -6.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 4634.1273 was up 2.59% compared to the 2013 peak of 4517.0642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 23,170,637 ZMK
2013 Average 21,457,770 ZMK
Yearly Trough Low 20,111,776 ZMK
Transaction Impact: A difference of 3,058,860.41 ZMK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4611.3268
4027.6640
JanuMarcMayJulySeptNove

NZD to ZMK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4456.4975, compared to 4264.0340 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 192.4635 points.

H1 Avg (Jan–Jun) 4456.4975
H2 Avg (Jul–Dec) 4264.0340

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 321.0067 ZMK (High: 4402.7221 / Low: 4081.7153). On the other end, April was the most stable month, with a tight range of 90.7441 ZMK (High: 4577.2849 / Low: 4486.5408).

September Spread (Volatile) ±321.0067
April Spread (Stable) ±90.7441

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 157.7515 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -157.7515

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 4562.6882) against the same month in 2013 (average: 4123.2955), the exchange rate shifted by +439.3927 (+10.66%).

2014 Avg (July) 4562.6882
2013 Avg (July) 4123.2955

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4400.5962 4246.2599 4340.9153
February 4405.5490 4221.2068 4348.8384
March 4557.5261 4379.0590 4474.8556
April 4577.2849 4486.5408 4522.3605
May 4575.4047 4460.4584 4518.6570
June 4612.7526 4424.0409 4533.3580
July 4634.1273 4457.8637 4562.6882
August 4478.3823 4375.2548 4430.2983
September 4402.7221 4081.7153 4272.5468
October 4189.5397 4063.8095 4127.9215
November 4170.3088 4041.2095 4114.4467
December 4134.4241 4022.3552 4076.3025