YEARLY HIGH
9.0806 MAD
YEARLY LOW
8.3216 MAD
YEARLY AVERAGE
8.6357 MAD

2012 PAB to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PAB to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 9.0806. Conversely, the yearly low was recorded on February 26, dropping to 8.3216.

This high-to-low spread represents a total annual volatility of 0.7590 MAD. From a start-to-finish perspective, comparing the January average rate of 8.6142 to the December average rate of 8.4934, the exchange rate registered a net change of -1.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 9.0806 was up 5.51% compared to the 2011 peak of 8.6064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PAB based on timing:

Yearly Peak High 45,403 MAD
2011 Average 40,471 MAD
Yearly Trough Low 41,608 MAD
Transaction Impact: A difference of 3,795.11 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

9.0052
8.3829
JanuMarcMayJulySeptNove

PAB to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.5734, compared to 8.6979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1245 points.

H1 Avg (Jan–Jun) 8.5734
H2 Avg (Jul–Dec) 8.6979

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.4552 MAD (High: 8.8917 / Low: 8.4365). On the other end, October was the most stable month, with a tight range of 0.1217 MAD (High: 8.6189 / Low: 8.4972).

May Spread (Volatile) ±0.4552
October Spread (Stable) ±0.1217

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2621 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.2621

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 8.9534) against the same month in 2011 (average: 7.9188), the exchange rate shifted by +1.0345 (+13.06%).

2012 Avg (July) 8.9534
2011 Avg (July) 7.9188

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.7450 8.4645 8.6142
February 8.5499 8.3216 8.4347
March 8.5370 8.3729 8.4488
April 8.5342 8.3835 8.4701
May 8.8917 8.4365 8.6591
June 8.9169 8.7068 8.8136
July 9.0806 8.7439 8.9534
August 8.9722 8.7729 8.8915
September 8.7992 8.4866 8.6295
October 8.6189 8.4972 8.5696
November 8.7240 8.5568 8.6504
December 8.5912 8.4182 8.4934