2012 PAB to NPR Historical Review

YEARLY HIGH

90.7003 NPR

YEARLY LOW

78.1994 NPR

YEARLY AVERAGE

85.3651 NPR

2012 PAB to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PAB to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 22, valuing the pair at 90.7003. Conversely, the yearly low was recorded on February 6, dropping to 78.1994.

This high-to-low spread represents a total annual volatility of 12.5009 NPR. From a start-to-finish perspective, comparing the January average rate of 82.0954 to the December average rate of 87.4559, the exchange rate registered a net change of 6.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 90.7003 was up 5.68% compared to the 2011 peak of 85.8251, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PAB based on timing:

Yearly Peak High 453,501 NPR

2011 Average 370,216 NPR

Yearly Trough Low 390,997 NPR

Transaction Impact: A difference of 62,504.31 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

90.4418

77.8424

JanuMarcMayJulySeptNove

PAB to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 83.3539, compared to 87.3763 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.0224 points.

H1 Avg (Jan–Jun) 83.3539

H2 Avg (Jul–Dec) 87.3763

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 6.4035 NPR (High: 85.3899 / Low: 78.9864). On the other end, August was the most stable month, with a tight range of 1.2820 NPR (High: 89.6138 / Low: 88.3317).

January Spread (Volatile) ±6.4035

August Spread (Stable) ±1.2820

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 3.2031 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -3.2031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 89.3918) against the same month in 2011 (average: 71.7925), the exchange rate shifted by +17.5993 (+24.51%).

2012 Avg (June) 89.3918

2011 Avg (June) 71.7925

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	85.3899	78.9864	82.0954
February	80.3551	78.1994	78.8924
March	81.8800	78.6620	80.4398
April	84.1699	81.0299	82.6113
May	89.7752	84.1408	86.6926
June	90.7003	88.3992	89.3918
July	89.2661	86.8396	88.4033
August	89.6138	88.3317	88.7777
September	89.1173	84.5366	87.1398
October	86.4045	82.7108	84.7844
November	88.8988	86.1607	87.6968
December	88.1509	86.7778	87.4559