2020 PAB to STD Historical Review

YEARLY HIGH

22134.7693 STD

YEARLY LOW

20389.9975 STD

YEARLY AVERAGE

21519.7478 STD

2020 PAB to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PAB to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 22134.7693. Conversely, the yearly low was recorded on December 31, dropping to 20389.9975.

This high-to-low spread represents a total annual volatility of 1744.7719 STD. From a start-to-finish perspective, comparing the January average rate of 21560.7900 to the December average rate of 20674.2762, the exchange rate registered a net change of -4.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 22134.7693 was up 2.66% compared to the 2019 peak of 21560.7900, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PAB based on timing:

Yearly Peak High 110,673,847 STD

2019 Average 106,559,706 STD

Yearly Trough Low 101,949,987 STD

Transaction Impact: A difference of 8,723,859.30 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

22245.9038

20531.4010

JanuMarcMayJulySeptNove

PAB to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21956.9463, compared to 21082.5494 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 874.3969 points.

H1 Avg (Jan–Jun) 21956.9463

H2 Avg (Jul–Dec) 21082.5494

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 619.7767 STD (High: 22000.6197 / Low: 21380.8430). On the other end, January was the most stable month, with a tight range of 0.0000 STD (High: 21560.7900 / Low: 21560.7900).

July Spread (Volatile) ±619.7767

January Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 683.3299 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -683.3299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 22103.0285) against the same month in 2019 (average: 21050.5996), the exchange rate shifted by +1052.4289 (+5.00%).

2020 Avg (March) 22103.0285

2019 Avg (March) 21050.5996

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21560.7900	21560.7900	21560.7900
February	22052.7723	21560.7900	21939.6729
March	22134.7693	22052.7723	22103.0285
April	22134.7693	22050.6931	22053.9808
May	22050.6931	22050.3465	22050.4807
June	22050.3465	22000.6197	22033.7247
July	22000.6197	21380.8430	21796.3967
August	21380.8430	20973.3660	21113.0668
September	21033.8120	20833.1608	20964.2660
October	21031.9060	20919.2632	20992.9120
November	21040.9530	20900.5442	20954.3788
December	20900.5442	20389.9975	20674.2762