2019 PEN to BMD Historical Review

YEARLY HIGH

0.3047 BMD

YEARLY LOW

0.2936 BMD

YEARLY AVERAGE

0.2998 BMD

2019 PEN to BMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PEN to BMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.3047. Conversely, the yearly low was recorded on September 3, dropping to 0.2936.

This high-to-low spread represents a total annual volatility of 0.0111 BMD. From a start-to-finish perspective, comparing the January average rate of 0.2991 to the December average rate of 0.2984, the exchange rate registered a net change of -0.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.3047 was down 2.46% compared to the 2018 peak of 0.3124, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,524 BMD

2018 Average 1,522 BMD

Yearly Trough Low 1,468 BMD

Transaction Impact: A difference of 55.66 BMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.3046

0.2953

JanuMarcMayJulySeptNove

PEN to BMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3011, compared to 0.2985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.3011

H2 Avg (Jul–Dec) 0.2985

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0079 BMD (High: 0.3040 / Low: 0.2961). On the other end, July was the most stable month, with a tight range of 0.0018 BMD (High: 0.3047 / Low: 0.3029).

June Spread (Volatile) ±0.0079

July Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0077 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0077

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 0.3038) against the same month in 2018 (average: 0.3053), the exchange rate shifted by -0.0015 (-0.48%).

2019 Avg (July) 0.3038

2018 Avg (July) 0.3053

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3012	0.2965	0.2991
February	0.3025	0.2996	0.3010
March	0.3038	0.3012	0.3026
April	0.3040	0.2999	0.3027
May	0.3024	0.2966	0.3003
June	0.3040	0.2961	0.3006
July	0.3047	0.3029	0.3038
August	0.3017	0.2944	0.2961
September	0.3014	0.2936	0.2980
October	0.2999	0.2951	0.2978
November	0.2998	0.2940	0.2969
December	0.3017	0.2944	0.2984