2020 PEN to CRC Historical Review

YEARLY HIGH

172.6264 CRC

YEARLY LOW

158.1860 CRC

YEARLY AVERAGE

167.2561 CRC

2020 PEN to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 172.6264. Conversely, the yearly low was recorded on March 19, dropping to 158.1860.

This high-to-low spread represents a total annual volatility of 14.4403 CRC. From a start-to-finish perspective, comparing the January average rate of 170.9062 to the December average rate of 168.1162, the exchange rate registered a net change of -1.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 172.6264 was down 6.51% compared to the 2019 peak of 184.6399, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 863,132 CRC

2019 Average 879,863 CRC

Yearly Trough Low 790,930 CRC

Transaction Impact: A difference of 72,201.75 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

171.6413

162.8200

JanuMarcMayJulySeptNove

PEN to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 167.0585, compared to 167.4536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3950 points.

H1 Avg (Jan–Jun) 167.0585

H2 Avg (Jul–Dec) 167.4536

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 11.3414 CRC (High: 169.5274 / Low: 158.1860). On the other end, October was the most stable month, with a tight range of 2.1865 CRC (High: 168.7935 / Low: 166.6070).

March Spread (Volatile) ±11.3414

October Spread (Stable) ±2.1865

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.3111 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -4.3111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 170.9062) against the same month in 2019 (average: 180.5229), the exchange rate shifted by -9.6167 (-5.33%).

2020 Avg (January) 170.9062

2019 Avg (January) 180.5229

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	172.6264	166.9703	170.9062
February	169.6236	164.8907	167.8662
March	169.5274	158.1860	163.5551
April	170.7940	164.7420	167.6652
May	168.3130	165.1830	166.4731
June	169.1856	163.9434	165.8854
July	166.6174	164.3496	165.5291
August	168.4328	165.1842	166.4421
September	169.0667	166.6331	168.0586
October	168.7935	166.6070	167.8332
November	170.6668	166.2465	168.7422
December	169.3172	167.0004	168.1162