YEARLY HIGH
4.8496 EGP
YEARLY LOW
4.2702 EGP
YEARLY AVERAGE
4.5281 EGP

2020 PEN to EGP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to EGP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 4.8496. Conversely, the yearly low was recorded on November 16, dropping to 4.2702.

This high-to-low spread represents a total annual volatility of 0.5794 EGP. From a start-to-finish perspective, comparing the January average rate of 4.7808 to the December average rate of 4.3575, the exchange rate registered a net change of -8.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.8496 was down 10.03% compared to the 2019 peak of 5.3902, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 24,248 EGP
2019 Average 25,205 EGP
Yearly Trough Low 21,351 EGP
Transaction Impact: A difference of 2,897.08 EGP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.8250
4.2943
JanuMarcMayJulySeptNove

PEN to EGP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6343, compared to 4.4219 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2125 points.

H1 Avg (Jan–Jun) 4.6343
H2 Avg (Jul–Dec) 4.4219

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2072 EGP (High: 4.6158 / Low: 4.4086). On the other end, July was the most stable month, with a tight range of 0.0545 EGP (High: 4.5785 / Low: 4.5240).

March Spread (Volatile) ±0.2072
July Spread (Stable) ±0.0545

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1556 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1556

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 4.7808) against the same month in 2019 (average: 5.3477), the exchange rate shifted by -0.5669 (-10.60%).

2020 Avg (January) 4.7808
2019 Avg (January) 5.3477

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8496 4.6677 4.7808
February 4.6985 4.5247 4.6252
March 4.6158 4.4086 4.4978
April 4.6849 4.5519 4.6363
May 4.6871 4.5649 4.6131
June 4.7319 4.5665 4.6527
July 4.5785 4.5240 4.5519
August 4.5377 4.4254 4.4763
September 4.4973 4.3779 4.4380
October 4.3935 4.3318 4.3690
November 4.3786 4.2702 4.3385
December 4.3909 4.3168 4.3575