2015 PEN to GEL Historical Review

YEARLY HIGH

0.7685 GEL

YEARLY LOW

0.5687 GEL

YEARLY AVERAGE

0.6915 GEL

2015 PEN to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 21, valuing the pair at 0.7685. Conversely, the yearly low was recorded on March 15, dropping to 0.5687.

This high-to-low spread represents a total annual volatility of 0.1998 GEL. From a start-to-finish perspective, comparing the January average rate of 0.5875 to the December average rate of 0.7087, the exchange rate registered a net change of 20.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.7685 was up 20.15% compared to the 2014 peak of 0.6396, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,843 GEL

2014 Average 3,102 GEL

Yearly Trough Low 2,844 GEL

Transaction Impact: A difference of 998.98 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.7631

0.5564

JanuMarcMayJulySeptNove

PEN to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6602, compared to 0.7229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0626 points.

H1 Avg (Jan–Jun) 0.6602

H2 Avg (Jul–Dec) 0.7229

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.1548 GEL (High: 0.7235 / Low: 0.5687). On the other end, July was the most stable month, with a tight range of 0.0096 GEL (High: 0.7146 / Low: 0.7050).

March Spread (Volatile) ±0.1548

July Spread (Stable) ±0.0096

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0228 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0228

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.7459) against the same month in 2014 (average: 0.6115), the exchange rate shifted by +0.1344 (+21.98%).

2015 Avg (September) 0.7459

2014 Avg (September) 0.6115

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5928	0.5774	0.5875
February	0.5791	0.5694	0.5736
March	0.7235	0.5687	0.6237
April	0.7423	0.7175	0.7249
May	0.7499	0.7225	0.7372
June	0.7305	0.7058	0.7144
July	0.7146	0.7050	0.7094
August	0.7334	0.7125	0.7180
September	0.7685	0.7261	0.7459
October	0.7444	0.7263	0.7360
November	0.7300	0.7092	0.7191
December	0.7160	0.7028	0.7087