2020 PEN to GTQ Historical Review

YEARLY HIGH

2.3319 GTQ

YEARLY LOW

2.1210 GTQ

YEARLY AVERAGE

2.2112 GTQ

2020 PEN to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 2.3319. Conversely, the yearly low was recorded on November 16, dropping to 2.1210.

This high-to-low spread represents a total annual volatility of 0.2109 GTQ. From a start-to-finish perspective, comparing the January average rate of 2.3149 to the December average rate of 2.1677, the exchange rate registered a net change of -6.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3319 was down 0.77% compared to the 2019 peak of 2.3499, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 11,659 GTQ

2019 Average 11,539 GTQ

Yearly Trough Low 10,605 GTQ

Transaction Impact: A difference of 1,054.49 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3305

2.1439

JanuMarcMayJulySeptNove

PEN to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2515, compared to 2.1710 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0806 points.

H1 Avg (Jan–Jun) 2.2515

H2 Avg (Jul–Dec) 2.1710

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1439 GTQ (High: 2.2846 / Low: 2.1407). On the other end, October was the most stable month, with a tight range of 0.0280 GTQ (High: 2.1771 / Low: 2.1491).

March Spread (Volatile) ±0.1439

October Spread (Stable) ±0.0280

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0608 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0608

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 2.3149) against the same month in 2019 (average: 2.3112), the exchange rate shifted by +0.0037 (+0.16%).

2020 Avg (January) 2.3149

2019 Avg (January) 2.3112

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3319	2.2642	2.3149
February	2.2755	2.2073	2.2541
March	2.2846	2.1407	2.2053
April	2.2923	2.2297	2.2669
May	2.2872	2.2321	2.2532
June	2.2588	2.1773	2.2146
July	2.2012	2.1720	2.1889
August	2.1892	2.1466	2.1638
September	2.2029	2.1620	2.1816
October	2.1771	2.1491	2.1643
November	2.1764	2.1210	2.1594
December	2.1817	2.1532	2.1677